From “Ask Kit!”:
Q: How much money would I need in savings, after I buy a furnished B&B and before the biggest season.
A: Times have changed. During the ’90s I didn’t have a problem with innkeepers “banking” on high season stuffing the coffers. Today I advise innkeepers to keep a six-month cushion in the bank becasue you can’t really count on a high season, as you used to, for being strong and building the bank account. You never know when weather, natural disasters, high gas prices, or terrorist activity will soften your high season.